Stay on top of your finances and make seamless payments!
Earn high interest rates on Savings Account and Fixed Deposits
Get instant access to loans with a flexible credit line of up to ₹5 Lakh
Manage your investments with all-in-one stock broking platform (in partnership with Paytm Money)
Experience one-of-a-kind loyalty program where you can earn rewards on brands you choose. Redeem your reward points directly into cashback. 1 INDIE Gem = ₹1
● Why INDIE?
→Zero-balance savings account: Say goodbye to unnecessary fees and minimum balance requirements. Open an instant savings account and enjoy endless benefits and high interest rates
→Need money, get money: Avail instant credit line of up to ₹5 Lakhs. Withdraw funds anytime, multiple times and pay interest only on the amount utilised
Annual Percentage Rate (APR) – Credit Line
We offer rates of interest ranging from 11.99% – 28%, the rates may vary on a case-to-case basis. All loans are paid electronically through Equated Monthly Instalments (EMIs). A processing fee of 2% is charged in most cases and there are no hidden costs.
Example-
Loan Amount: ₹10,000
Loan Tenure: 3 months
Rate of Interest: 13% p.a.
Processing Fee: ₹200
Total Interest: ₹228
Loan EMI: ₹3406
APR: 27.69%
Amount Disbursed: ₹10,000
Total Loan Repayment Amount: ₹10,228
Sample Monthly EMI with Sample Principal and Interest
Outstanding Principal (In ₹) Principal (in ₹) Interest (in ₹) Instalment (in ₹)
10000 0 11 247
10000 3299.15 106.85 3406
6700.85 3332.02 73.98 3406
3368.83 3368.83 36.17 3405
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→Highest fixed deposit interest rates: Grow your savings with one of the highest fixed deposit rates on INDIE FD.
→Seamless funds transfer: Enjoy easy funds transfer to any bank account or UPI ID using INDIE UPI.
→Transparent rewards program: Earn up to 3% INDIE Gems on your chosen brands & redeem them as cashback or vouchers (1 Gem = ₹1).
→Smart expense management: Set monthly budget, track expenses and get alerts on overspending.
→Zero Forex mark-up: Use INDIE debit card on international spends with 0 forex mark-up fees (for Megastar users).
→Simple fees structure: Say goodbye to hidden charges and confusing banking fees!
→Invest in your favourite stocks: Manage your investments and enjoy one of the lowest brokerage fees (in partnership with Paytm Money)
→Rewards on bill payments: Earn exciting rewards on bill payments & set up autopay to never miss a deadline.
→Numberless debit card & dynamic PIN: Safeguard your banking details with industry-first security features.
→Prompt support: Get quick solutions for any INDIE related queries or concerns.
● How to get started?
Getting started with INDIE is incredibly simple. All you need is your smartphone!
1. Visit Play Store/App store and install the INDIE mobile application on your device.
2. After successful installation, enter your mobile number for OTP authentication.
3. Now, proceed to set up your MPIN for added security.
4. Verify your Aadhaar and PAN details as part of the next step.
5. Enter your personal details & you’re good to go!
Say goodbye to financial headaches and download INDIE today for a seamless digital banking experience!
● Get in touch with us:
Write to us at indie@indusind.com or call us on 1860 267 2626.
● Timings:
Service Desk: 8 am to 8 pm – All 7 Days.
Video KYC Desk: 9 am to 8 pm – All 7 Days.