OneScore is the very best app to test your free credit score rating (फ्री क्रेडिट स्कोर) & perceive your credit score report. No Spam, No Adverts – ever!
Now test & monitor your CIBIL rating alongside along with your Experian credit score rating with OneScore. Obtain the most recent model of OneScore to test your CIBIL rating now!
Everybody with a mortgage or bank card has a credit score rating, & staying updated on yours is essential. Your credit score rating impacts your main purchases – your automobile, your own home, & even paying to your schooling. It is smart to not solely monitor your credit score rating but in addition take the required steps to enhance it.
OneScore helps you perceive your credit score rating without spending a dime & monitor it often. We provide you with insights on what makes up your rating & provide you with a warning when one thing modifications in your report. Utilizing OneScore doesn’t damage your rating (however not utilizing it could!).
We perceive that your credit score rating is a key piece of non-public data. Don’t fear, not like different apps that spam you with mortgage presents, we don’t use this data for sourcing loans for monetary establishments. None of your data is shared with any third events or establishments.
No Adverts, No Pointless App Permissions & Trusted for all times!
Inconsistent e mail ids throughout accounts? Utilizing an excessive amount of of your bank card limits? Somebody enquiring within the Bureau in your behalf? We’ll spotlight all small & massive points of your rating that can assist you resolve in case you want to act upon or change them to enhance your rating.
There are 4 credit score bureaus in India – Experian, Equifax & CRIF Excessive Mark. OneScore reveals your CIBIL credit score rating & Experian credit score rating & helps you retain monitor of each of them individually.
🆓Free Credit score Report: Observe your rating on the go & perceive the components that affect your rating. Your rating will probably be up to date each month.
Now OneScore reveals your CIBIL rating together with Experian rating.
🧠Credit score Rating Insights: OneScore will analyze & spotlight any points that want your consideration.
🗒️Credit score Rating Planner: Use our planner to get helpful insights on the best way to enhance your rating.
✅Advert Free: No pesky requires loans. No spam & pointless app permissions. And better of all, no tedious commercials.
🛡️Secure & Safe: Completely Secure & Safe. None of your data is shared with any third social gathering or establishment.
Credit score Rating(क्रेडिट स्कोर) Fundamentals
◼ Credit score rating is calculated primarily based on the info that’s supplied by the lending establishments to the bureaus.
◼ A credit score rating signifies your creditworthiness to potential lenders corresponding to banks & mortgage lenders. It signifies how accountable you’re prone to be in paying off your balances.
◼ Credit score is scored on a scale that ranges from 300 to 900. The upper the quantity, the higher off you’re. Get began in your credit score journey right here!
◼ Holding an excellent credit score rating is useful whereas making use of for a job. Employers test credit score scores to test how accountable the candidate is earlier than hiring.
Who can enroll on OneScore?
Anyone with a mortgage or bank card can get OneScore & test their फ्री क्रेडिट स्कोर. You have to be over the age of 18 with a sound PAN card quantity that may be matched to a credit score profile from the Experian credit score bureau.
What data do I have to have useful after I join?
To enroll, we’ll ask you for some primary private data corresponding to your cellular quantity, e mail ID & identify. Subsequent, we’ll authenticate you with a One Time Password (OTP) despatched to your registered cellular quantity. In case we’re not capable of finding your credit score report, we might ask you for some further data corresponding to your PAN Quantity, Date of Beginning.
Will utilizing OneScore damage my credit score rating?